Hi,
1) There is no difference for us whether you get your loan from HDB or the bank.
2) The important is whether the loan is sufficient to support your intended choice of purchase.
3) I'm guessing your spouse is an SC, that is why you are able to get an HLE before receiving your citizenship.
4) You should start your planning now on where is your ideal location and start to calculate and identify which type of flats meet your budget.
5) Once identified this, you may source the availability of it and starts your viewing.
6) Do note that you should not place any deposit for an OTP until you receive your passport. This is because if you do so, you might not receive the grant that you are planning for.
Hope the above answer your main concerns, but if there are more query, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
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